Retirement Calculator

Estimate how much you need for retirement and whether your current savings plan is on track
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Plan Your Retirement

Enter your information to see if you're on track for a comfortable retirement

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How Retirement Planning Works

1

Income Replacement

Financial experts recommend 70-80% of pre-retirement income for a comfortable lifestyle.

2

The 4% Rule

Multiply your desired annual income by 25 to estimate your total retirement need.

3

Inflation Impact

Inflation erodes purchasing power, so your retirement income needs grow over time.

Key retirement planning tips:

  • Start early: Even small contributions in your 20s can grow to significant amounts by retirement
  • Maximize employer match: Always contribute at least enough to get your full 401(k) employer match
  • Diversify: Use a mix of 401(k), IRA, and taxable accounts for tax flexibility in retirement
  • Review annually: Update your plan as your income, goals, and market conditions change
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