FinanceUpdated May 2026

Inflation Calculator

Calculate inflation impact on purchasing power and see how money value changes over time.

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Works Offline
Updated 2026

Inflation Calculator

Use this free inflation calculator to see how inflation changes the buying power of money over time.
Inflation Parameters
Enter current amount and inflation details

Understand Inflation's Impact

Enter an amount and inflation rate to see how purchasing power changes over time

i

How Inflation Affects Your Money

1

Price Increases

Inflation means prices rise over time, reducing what your money can buy.

2

Purchasing Power Loss

Your money buys less over time due to the erosion of purchasing power.

3

Compound Effect

Inflation compounds over time, significantly impacting long-term savings.

Strategies to combat inflation:

  • Invest in Growth Assets: Stocks and real estate historically outpace inflation
  • I Bonds and TIPS: Government securities designed to protect against inflation
  • Diversify Internationally: Some currencies may be stronger against inflation
  • Regular Income Increases: Salary raises that match or exceed inflation rates

Verified accuracy

Cross-checked against authoritative formulas (IRS, NIST, ACM) and updated for 2025/2026 tax years and rates.

Instant results

No server roundtrip. All math runs in your browser so results appear the moment you finish typing.

Your data stays private

We never collect, store, or transmit your inputs. Every calculation runs locally in your browser.

Learn as you calculate

Each calculator includes the formula, plain-English explanation, and FAQs so you understand the result.

Estimates only. Calculator results are for educational and planning purposes — not professional advice. For binding decisions on taxes, investments, health, or legal matters, consult a qualified professional.

FAQ

Frequently asked questions

Everything you need to know about this calculator. Can't find what you're looking for? Email our team.

An inflation calculator US is a free tool that adjusts a past dollar amount for inflation to show its equivalent purchasing power today, or projects a current amount into future dollars. Our inflation calculator US uses official CPI-U data from the Bureau of Labor Statistics. The inflation calculator US is used for salary negotiations, retirement planning, and historical comparisons.

How it works

How to calculate the impact of inflation on money

Our inflation calculator us lets you see how inflation erodes the purchasing power of a sum of money over time in three steps.

  1. 1

    Enter the amount of money

    Type the dollar amount you want to project forward or backward in time, such as $100,000 in today's dollars.

  2. 2

    Enter the inflation rate

    Type the expected annual inflation rate. The US long-term average is around 3 to 3.5 percent.

  3. 3

    Enter the number of years

    Type how many years you want to project. The calculator shows the future price of the same goods, or the future value needed to match today's buying power.

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