Convert between 30 major world currencies using daily European Central Bank reference rates. Editable rates so you can plug in your own bank or transfer quote.
A currency converter turns one amount of money in one currency into the equivalent value in another, using the current exchange rate. Exchange rates move constantly because currencies trade on global forex markets, and banks and card networks add a 1–3% spread on top. The converter below covers 30 major world currencies with editable rates, so you can plug in your own bank or transfer-service quote and get the exact figure you will actually pay or receive.
Reference rates as of — European Central Bank daily reference rates (mid-market).
Banks and card networks add spreads of 1–3% above market rates. Enter the rate your bank quotes for an accurate result.
$100.00 USD ≈ €89.6118 EUR
Reference rate: 1 USD = 1.1159 EUR (mid-market)
Reference rates are mid-market rates updated daily. For real transactions, use the rate quoted by your bank, card issuer, or transfer service.
| Code | Currency | Amount |
|---|---|---|
| USD | US Dollar | $1.00 |
| EUR | Euro | €0.8961 |
| GBP | British Pound | £0.7477 |
| JPY | Japanese Yen | ¥158 |
| CNY | Chinese Yuan | ¥6.6861 |
| AUD | Australian Dollar | A$1.455 |
| CAD | Canadian Dollar | C$1.41 |
| CHF | Swiss Franc | CHF0.8199 |
| HKD | Hong Kong Dollar | HK$7.8396 |
| SGD | Singapore Dollar | S$1.2818 |
| INR | Indian Rupee | ₹94.1392 |
| KRW | South Korean Won | ₩1,357 |
| MXN | Mexican Peso | MX$18.6565 |
| BRL | Brazilian Real | R$5.5032 |
| RUB | Russian Ruble | ₽81.6927 |
| ZAR | South African Rand | R16.5148 |
| TRY | Turkish Lira | ₺50.1774 |
| SEK | Swedish Krona | kr9.8905 |
| NOK | Norwegian Krone | kr9.4521 |
| DKK | Danish Krone | kr6.7011 |
| PLN | Polish Zloty | zł3.9369 |
| THB | Thai Baht | ฿33.5521 |
| IDR | Indonesian Rupiah | Rp18,099 |
| PHP | Philippine Peso | ₱63.084 |
| MYR | Malaysian Ringgit | RM4.0573 |
| VND | Vietnamese Dong | ₫25,585 |
| AED | UAE Dirham | د.إ3.6725 |
| SAR | Saudi Riyal | ﷼3.75 |
| ILS | Israeli Shekel | ₪3.1931 |
| NZD | New Zealand Dollar | NZ$1.8043 |
| TWD | Taiwan Dollar | NT$32.8428 |
All of these are the same arithmetic. Pick any two currencies, enter an amount, and the answer is the amount multiplied by the rate — or divided by it when you are converting the other way. The rates below are the European Central Bank reference rates published once per business day, and every one of them is editable, so you can price in your bank’s or transfer service’s quote instead of ours.
| Also called | What it does |
|---|---|
| money converter | Multiplies an amount by today's reference rate to show what it is worth in another currency. |
| money converter calculator | The same thing as a money converter — the tool takes an amount and a currency pair and returns the converted value. |
| money conversion calculator | Converts one currency into another using a published rate: converted amount = amount × rate. |
| money exchange rate calculator | Shows what one unit of a currency buys in another — the rate itself, not just the converted total. |
| money translator calculator | Another name for a money converter; it translates an amount across currencies at the daily reference rate. |
| money changer rate calculator | Prices an amount at a specific bank's or transfer service's rate, so you can see what they charge above the mid-market rate. |
| cash exchange calculator | Works out what a physical cash amount is worth in another currency, before the provider's exchange spread. |
| currency converter calculator | A converter that also shows the math: the rate used and the working, not only the answer. |
| currency convertor | The same tool — "convertor" is a common misspelling of "converter". |
| currency exchange calculator | Switches an amount from one currency to another at today's rate, with the rate field editable. |
| currency conversion calculator | Converts an amount using Converted = Amount × Exchange Rate; divide by the rate to go the other way. |
| currency exchange rate calculator | Returns the rate for a pair and the converted value, both editable so you can price in your bank's quote. |
| currency calculator | Any calculator that converts between currencies; this one runs on 30 currencies at the ECB reference rate. |
| exchange rate calculator | Computes the rate for a pair — rate = converted value ÷ original amount — and the resulting conversion. |
| rate converter | Applies a rate you supply to an amount you supply, for any pair, in either direction. |
| price converter | Converts the price of a purchase, an invoice or a service into another currency. |
| universal currency converter | Converts between any pair of the 30 currencies on this page, not just a handful of majors. |
| universal exchange rate converter | The same thing under its formal name — converts any amount between any two of the 30 currencies. |
| world currency converter calculator | Prices an amount in any of 30 world currencies from one daily reference-rate table. |
| multi currency converter | Shows one amount in many currencies at once — the table below converts $1,000 into all 30. |
| all currency converter | The same as a multi currency converter: one amount, every currency, at the same daily rate. |
| online currency converter | Runs in the browser, updates with the daily reference rate, and needs no account or download. |
| forex converter calculator | Converts between currencies using a published FX rate; the forex market reference rate is the daily ECB fix. |
| foreign exchange converter calculator | The same arithmetic under its formal name: a foreign exchange rate times your amount gives the converted value. |
| fx exchange calculator | Uses an FX rate to convert an amount; edit the rate to model your bank or transfer service's quote. |
| monetary converter calculator | Converts money between currencies using a reference rate — the monetary value of one unit of a currency. |
| international money exchange calculator | Converts across border currencies at the daily reference rate, with a historical lookup for any past date. |
| world exchange rate calculator | Prices an amount in any of 30 world currencies from one daily rate table. |
| ex rate calculator | Returns the exchange rate for a pair and the converted amount. |
| valuta converter | "Valuta" is the Italian and Romanian word for currency — this is the currency converter. |
| convertor valutar | The same tool under its spelling: converts valuta (currency) between currencies at today's rate. |
| reverse currency conversion | Go the other way: divide by the rate instead of multiplying. $100 ÷ 0.89 = €112.36. |
| inverting exchange rate calculator | Reverses a rate to get its opposite — 1 ÷ 0.89 = 1.1236 USD per euro — then applies it to an amount. |
| money equivalent | The same rate written as a chain: 1 USD = 0.89 EUR = 0.75 GBP = 157 JPY. |
| convert currency | Pick the two currencies, enter the amount, and the converted value appears immediately. |
| convert money | The same operation in plain words — the calculator converts money at the daily reference rate. |
A money translator, a money translator calculator, a currency exchange rate calculator, a forex converter calculator, a foreign exchange calculator and a monetary converter calculator are six names for the same arithmetic: multiply the amount you have by today's reference rate for the currency you want. This page is the money converter, the money converter calculator, the money exchange rate calculator, the money conversion calculator and the currency exchange calculator in one — including for anyone looking for a universal currency converter, a multi currency converter, an all currency converter, an online currency converter, a value conversion tool or a cash exchange calculator. Type a number into the converter above and you get the same result the Google currency converter gives, with the rate editable so you can price in your bank's or transfer service's quote.
Every rate on this page is a European Central Bank reference rate, and the ECB publishes the full daily archive going back to 1999. Enter a date below to see what the euro, pound, yen and rupee were worth on that day — useful for settling an old transaction, pricing a contract in a foreign currency, or checking what a trip cost in local money at the time you took it.
Pick any past business day to see what that currency was worth then. A search result box can only show today's rate — this is the archive.
The currency conversion equation has two forms, and the same rate works with either one depending on which direction you are converting:
Target amount = Source amount × Exchange rate Source amount = Target amount ÷ Exchange rate
The rule that settles the multiply-versus-divide confusion is how the rate is quoted. A rate quoted as JPY per USD tells you how many yen one dollar buys, so divide when converting back to dollars. A rate quoted as USD per EUR tells you how many dollars one euro is worth, so multiply. If the currency in the quote is the one you are converting into, multiply; if it is the one you are converting from, divide.
| Conversion | Worked | Result |
|---|---|---|
| $500 USD → EUR (rate 0.8961 EUR per USD) | 500 × 0.8961 | €448.05 |
| €500 EUR → USD (rate 0.8961 EUR per USD) | 500 ÷ 0.8961 | $557.97 |
| $500 USD → JPY (rate 158.37 JPY per USD) | 500 × 158.37 | ¥79,185 |
| ¥50,000 JPY → USD (rate 158.37 JPY per USD) | 50,000 ÷ 158.37 | $315.72 |
A money equivalent is the same rate written as a chain: at today's rates, 1 USD = 0.8961 EUR = 0.7477 GBP = 158.37 JPY = 6.6861 CNY. Anything you can price in one of those currencies can be converted from any of the others with that one number. And if you want the real rate you would actually get — a bank, card or transfer-service quote such as a CBA or Wise rate rather than the mid-market one — type it into the editable rate field above and every figure on the page recalculates from your rate instead of ours.
Also known as: money converter, exchange calculator, exchange rate calculator, currency conversion calculator, currency exchange calculator, universal currency converter, multi currency converter, money conversion calculator, foreign exchange calculator, forex calculator, converting currency, convert money, price converter, exchange rates calculator, currency convertor, money convertor. Every variant uses the same conversion math — pick the two currencies, enter the amount, and the calculator returns the converted value instantly. Rates are editable, so you can replace ours with the exact rate your bank, card, or transfer service quoted you.
A mid-market rate is the rate the market itself quotes. Every bank, card network and money-transfer service marks that rate up — typically 0.5–3% — and then adds a fixed fee. On a large transfer the spread dominates; on a small one the fixed fee can be the bigger cost. Work out what your quote really costs before you send it.
Banks and transfer services quote a rate that is worse than the mid-market rate — that gap is the spread. Add the fixed fee and you get the real cost of the conversion.
Mid-market value
€896.12
1 USD = 0.8961 EUR
You actually receive
€873.20
1 USD = 0.8782 EUR after the spread
Total cost
€22.92
2.56% of the mid-market value
Cross-checked against authoritative formulas (IRS, NIST, ACSM) and updated for 2025/2026 tax years and rates.
No server roundtrip. All math runs in your browser so results appear the moment you finish typing.
We never collect, store, or transmit your inputs. Every calculation runs locally in your browser.
Each calculator includes the formula, plain-English explanation, and FAQs so you understand the result.
Estimates only. Calculator results are for educational and planning purposes — not professional advice. For binding decisions on taxes, investments, health, or legal matters, consult a qualified professional.
FAQ
Everything you need to know about this calculator. Can't find what you're looking for? Email our team.
A money converter is the same tool as a currency converter — it converts an amount of money from one currency to another using the current exchange rate. A money conversion table is the static form of the same numbers: what $1, $100, $1,000 and $10,000 are worth in the major currencies, without typing anything in. Our money conversion table on this page quotes every figure from the same European Central Bank reference rates the calculator uses, so the table and the tool can never disagree. Editable rates mean you can swap in your bank, card or transfer service's quote and see what the recipient actually gets.
How it works
Our currency converter turns an amount in one currency into the equivalent value in another, using the current exchange rate.
Type the number you want to convert. The currency converter updates instantly as you type.
Use the From and To dropdowns to select which currencies to convert between. The currency converter covers 30 major world currencies including USD, EUR, GBP, JPY, and CNY.
Open the rate-adjustment panel to enter the exact rate your bank or transfer service quoted. The currency converter recalculates immediately. This is the most important step for accuracy — mid-market rates differ from the rate you actually get by 1-3%.
The currency converter shows the converted amount, the cross-rate (1 source = X target), and whether you used the market rate or a custom rate. The result updates instantly as you change any input.
One amount, every currency — a multi-currency converter in table form. The equivalent value of $1,000 USD in each of the 30 currencies this tool supports, at European Central Bank reference rates:
| Code | Currency | Exchange rate | $1,000 USD converts to |
|---|---|---|---|
| USD | US Dollar | 1.00 | 1,000.00 |
| EUR | Euro | 0.90 | 896.12 |
| GBP | British Pound | 0.75 | 747.72 |
| JPY | Japanese Yen | 158 | 158,369 |
| CNY | Chinese Yuan | 6.69 | 6,686.11 |
| AUD | Australian Dollar | 1.45 | 1,454.96 |
| CAD | Canadian Dollar | 1.41 | 1,410.00 |
| CHF | Swiss Franc | 0.82 | 819.90 |
| HKD | Hong Kong Dollar | 7.84 | 7,839.64 |
| SGD | Singapore Dollar | 1.28 | 1,281.82 |
| INR | Indian Rupee | 94.14 | 94,139.18 |
| KRW | South Korean Won | 1,357 | 1,356,676 |
| MXN | Mexican Peso | 18.66 | 18,656.53 |
| BRL | Brazilian Real | 5.50 | 5,503.18 |
| RUB | Russian Ruble | 81.69 | 81,692.71 |
| ZAR | South African Rand | 16.51 | 16,514.80 |
| TRY | Turkish Lira | 50.18 | 50,177.37 |
| SEK | Swedish Krona | 9.89 | 9,890.51 |
| NOK | Norwegian Krone | 9.45 | 9,452.13 |
| DKK | Danish Krone | 6.70 | 6,701.05 |
| PLN | Polish Zloty | 3.94 | 3,936.85 |
| THB | Thai Baht | 33.55 | 33,552.07 |
| IDR | Indonesian Rupiah | 18,099 | 18,098,981 |
| PHP | Philippine Peso | 63.08 | 63,083.99 |
| MYR | Malaysian Ringgit | 4.06 | 4,057.26 |
| VND | Vietnamese Dong | 25,585 | 25,585,350 |
| AED | UAE Dirham | 3.67 | 3,672.50 |
| SAR | Saudi Riyal | 3.75 | 3,750.00 |
| ILS | Israeli Shekel | 3.19 | 3,193.10 |
| NZD | New Zealand Dollar | 1.80 | 1,804.27 |
| TWD | Taiwan Dollar | 32.84 | 32,842.83 |
Mid-market reference rates from the European Central Bank, published once per business day. Banks and wire services add a 1–3% spread on top. Use the calculator above for any currency pair.
The same converter as a table. Plenty of people look for a money converter or a money conversion table rather than a live tool — here is what $1, $100, $1,000 and $10,000 are worth in the currencies people check most, at today's European Central Bank reference rates. The rate is editable in the calculator above, so replace ours with your bank's quote and every figure in this table follows it.
| From USD | $1 | $100 | $500 | $1,000 | $5,000 | $10,000 | $50,000 |
|---|---|---|---|---|---|---|---|
| EUR | 0.90 | 89.61 | 448.06 | 896.12 | 4,480.59 | 8,961.18 | 44,805.90 |
| GBP | 0.75 | 74.77 | 373.86 | 747.72 | 3,738.60 | 7,477.19 | 37,385.95 |
| JPY | 158 | 15,837 | 79,184 | 158,369 | 791,845 | 1,583,690 | 7,918,449 |
| CNY | 6.69 | 668.61 | 3,343.05 | 6,686.11 | 33,430.53 | 66,861.07 | 334,305.35 |
| INR | 94.14 | 9,413.92 | 47,069.59 | 94,139.18 | 470,695.89 | 941,391.77 | 4,706,958.85 |
| CAD | 1.41 | 141.00 | 705.00 | 1,410.00 | 7,050.00 | 14,099.99 | 70,499.95 |
| AUD | 1.45 | 145.50 | 727.48 | 1,454.96 | 7,274.78 | 14,549.56 | 72,747.80 |
| CHF | 0.82 | 81.99 | 409.95 | 819.90 | 4,099.52 | 8,199.04 | 40,995.20 |
What one unit of each major currency is worth in US dollars at current reference rates. These are the inverse rates — the reverse of the EUR-per-USD rate in the table above — so a reverse currency conversion is a division rather than a multiplication, and an inverting exchange rate calculator just divides 1 by the rate: 1 ÷ 0.89 = 1.1236 USD per euro.
| Pair | Rate |
|---|---|
| EUR to USD | 1 EUR = $1.12 |
| GBP to USD | 1 GBP = $1.34 |
| CAD to USD | 1 CAD = $0.71 |
| AUD to USD | 1 AUD = $0.69 |
| CHF to USD | 1 CHF = $1.22 |
| JPY to USD | 100 JPY = $0.63 |
| CNY to USD | 100 CNY = $14.96 |
| INR to USD | 100 INR = $1.06 |
| KRW to USD | 1,000 KRW = $0.74 |
| MXN to USD | 100 MXN = $5.36 |
| BRL to USD | 1 BRL = $0.18 |
The reverse conversion for any other pair follows the same rule: divide the amount by the rate. To go from euros into dollars, $100 ÷ 0.89 = $112.36; to go from yen into dollars, ¥10,000 ÷ 157 = $63.69. Swap the two currencies in the converter above and it will do the same arithmetic for you.
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