Texas Income Tax 2026 — No State Income Tax
0% state income tax in 2026 (and every year). Texas funded by 6.25% sales tax + 1.83% property tax instead.
Quick Answer: Texas Income Tax 2026
Texas has a 0% state income tax in 2026. There are no brackets, no standard deduction, no filing requirement. Wages, salaries, capital gains, retirement distributions, Social Security, and all other individual income are exempt from Texas state tax. Texans pay only federal income tax + Texas sales tax + Texas property tax.
Texas does not levy a state individual income tax and has not announced any plan to enact one. The Texas Constitution (Article 8, Section 24) requires a statewide voter referendum to establish an income tax — a hurdle that has kept Texas income-tax-free since statehood. Instead, the state funds services through a 6.25% state sales tax (with up to 2% local surtax) and one of the highest property tax burdens in the US at ~1.83% effective rate. For tax year 2026, Texas residents pay no state income tax on wages, salaries, capital gains, retirement distributions, or any other form of individual income. Only federal income tax applies.
Texas 2026 Tax Brackets (Single Filer)
Texas does not levy a state income tax — every income level is taxed at 0%.
No individual income tax — Texas residents pay $0 state income tax on all income.
Example Tax Bills for Texas (2026)
Approximate state tax for common income levels — single filer, no deductions. Use the calculator below to model your exact scenario.
| Income | State tax | Notes |
|---|---|---|
| $40,000 | $0 | 0% rate — no state income tax |
| $75,000 | $0 | 0% rate — no state income tax |
| $150,000 | $0 | 0% rate — no state income tax |
Calculate Your Exact Texas Tax
The bracket tables show marginal tax owed by income slice. To compute your actual Texas state tax liability — including deductions, exemptions, and credits — use the income tax calculator below. Enter your filing status, deductions, and the brackets above are applied automatically.
Texas 2026 Tax FAQ
What taxes does a Texas resident actually pay?
Texas residents pay federal income tax (10-37%), 6.25% state sales tax (up to 8.25% with local), ~1.83% effective property tax (varies by county), and federal FICA (7.65%). No state income tax, no state estate tax, no inheritance tax.
Are Texas property taxes higher than other states?
Yes — Texas has among the highest effective residential property tax rates in the US at ~1.83%, second only to New Jersey (~2.49%) and Illinois (~2.08%). Property tax is the primary local revenue source for Texas schools and counties.
Do Texas freelancers / 1099 workers pay income tax?
No state income tax on freelance, contract, or self-employment income in Texas. You still owe federal self-employment tax (15.3% on net earnings up to the Social Security wage base, 2.9% above) and federal income tax.
What about Texas retirement income taxes?
All retirement income is exempt from Texas state tax: 401(k), IRA, pensions, Social Security, military retirement, deferred comp. Only federal tax applies.
How does Texas compare to no-tax peers (FL, NV, etc.)?
Texas and Florida are the two largest no-income-tax states by population. TX has higher property tax (~1.83% vs FL ~0.91%) but similar combined sales tax (~8.25% vs ~7%). Tennessee has the highest sales tax in the US (~9.75% combined) but also no income tax.
Texas 2026 Tax Sources & References
- Texas Comptroller of Public Accounts: no state individual income tax (Texas Constitution Article 8, Section 24). comptroller.texas.gov
- Texas 2026 sales tax rate: 6.25% state + up to 2% local. comptroller.texas.gov/taxes/sales/
- Tax Foundation: Texas effective property tax rate ~1.83%. taxfoundation.org
Related Texas Tax Resources
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Author
Maya Chen, CFA
Chartered Financial Analyst
Independently reviewed
Dr. Aaron Pak, PhD
Doctor of Kinesiology & Public Health
Last reviewed: August 12, 2026 · Next scheduled review: quarterly
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Cross-checked against authoritative formulas (IRS, NIST, ACSM) and updated for 2025/2026 tax years and rates.
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