FinanceUpdated May 2026

ROI Calculator

Measure the percentage return on any investment with optional annualized return (CAGR) for multi-year holds.

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Updated 2026

Return on Investment (ROI) Calculator

Use this free ROI calculator to calculate return on investment for any project or asset.
Your Investment

Enter the details to see results

Calculate ROI, net profit, and annualized returns

How ROI is Calculated

ROI = ((Amount Returned - Amount Invested) / Amount Invested) × 100. This gives you the percentage return on your original investment.

The annualized ROI accounts for the time period, using the compound annual growth rate (CAGR) formula: ((Returned / Invested)^(1/years) - 1) × 100. This allows you to compare investments of different durations.

A positive ROI means you made money. A negative ROI means you lost money. Always compare annualized ROI to benchmark rates (like S&P 500's ~10% historical average) to evaluate whether your investment performed well.

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How our ROI calculator works

1

Enter initial cost

Type the total amount you invested, including any fees, commissions, or acquisition costs.

2

Enter final value

Type the final value, return, or sale price. Include any income received (dividends, rent, etc.) for total return.

3

Get the percentage and annualized ROI

See the percentage return, the annualized return (CAGR), and the net profit. The calculator also shows the holding period required to compute annualized return.

Key things to know about our roi calculator:

  • ROI vs CAGR: ROI is the total percentage gain/loss. CAGR is the annualized rate assuming compound growth. For multi-year holds, CAGR is more meaningful for comparison.
  • Total return: Total return = capital gain + income. A stock that went from 100 to 110 with 5 in dividends has a 15% total return, not 10%.
  • Compare investments: Use ROI to compare opportunities with the same time horizon. For different time horizons, use annualized ROI (CAGR).

For related calculations, try our investment calculator.

Verified accuracy

Cross-checked against authoritative formulas (IRS, NIST, ACM) and updated for 2025/2026 tax years and rates.

Instant results

No server roundtrip. All math runs in your browser so results appear the moment you finish typing.

Your data stays private

We never collect, store, or transmit your inputs. Every calculation runs locally in your browser.

Learn as you calculate

Each calculator includes the formula, plain-English explanation, and FAQs so you understand the result.

Estimates only. Calculator results are for educational and planning purposes — not professional advice. For binding decisions on taxes, investments, health, or legal matters, consult a qualified professional.

ROI Calculator - Return on Investment Calculator | CalcCentral