Maya Chen, CFA
Chartered Financial Analyst
Maya Chen is the lead finance author at CalcCentral. She spent twelve years on Wall Street covering mortgage-backed securities, fixed-income analytics, and consumer credit before transitioning to consumer-finance education. Maya holds the Chartered Financial Analyst (CFA) designation and a B.S. in Finance from NYU Stern. Her work has been cited in NerdWallet, Bankrate, and several consumer-finance podcasts. At CalcCentral she authors the mortgage, loan, tax, and investment calculators, and reviews every YMYL finance page before publication.
Independent review
Maya’s work is independently reviewed by Dr. Aaron Pak, PhD (Doctor of Kinesiology & Public Health). This cross-discipline four-eyes review is one of the requirements of our editorial policy for any YMYL (Your-Money-or-Your-Life) page.
Editorial standards
- Reviewed quarterly and after any regulatory or methodological change.
- Source data verified against authoritative bodies (IRS, FHFA, NIH, CDC, BLS, NIST).
- No affiliate bias: results are computed without favoring any lender or product.
- Mathematical formulas reproduce exactly when verified by hand or spreadsheet.
Last reviewed: August 12, 2026. Next scheduled review: quarterly.